Privacy Policy
FACTS
WHAT DOES BETTERLIFESTYLE.LOANS DO WITH YOUR PERSONAL INFORMATION?
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us.
This information can include:
Social Security number
Bank account information
Employment information
Income information
Residence, telephone and personal information
Pay period information
When you are no longer a customer, we continue to share your information as described in this notice.
How?
All financial companies need to share consumer' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their consumers' personal information; the reasons BetterLifestyle.Loans chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information
For our everyday business purposes - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Does BetterLifestyle.Loans share this? YES
Can you limit this sharing? NO
For our marketing purposes - to offer our products and services to you
Does BetterLifestyle.Loans share this? YES
Can you limit this sharing? NO
For joint marketing with other financial companies
Does BetterLifestyle.Loans share this? NO
Can you limit this sharing? N/A
For our affiliates' everyday business purposes - information about your transactions and experiences
Does BetterLifestyle.Loans share this? NO
Can you limit this sharing? N/A
For our affiliates' everyday business purposes - information about your creditworthiness
Does BetterLifestyle.Loans share this? NO
Can you limit this sharing? N/A
For nonaffiliates to market to you
Does BetterLifestyle.Loans share this? YES
Can you limit this sharing? NO
Questions?
Email support@BetterLifestyle.Loans or go to https://BetterLifestyle.Loans/contact
Reasons we can share your personal information
Does BetterLifestyle.Loans share this?
Can you limit this sharing?
For our everyday business purposes - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
YES
NO
For our marketing purposes - to offer our products and services to you
YES
NO
For joint marketing with other financial companies
NO
N/A
For our affiliates' everyday business purposes - information about your transactions and experiences
NO
N/A
For our affiliates' everyday business purposes - information about your creditworthiness
NO
N/A
For nonaffiliates to market to you
YES
NO
Questions?
Email support@BetterLifestyle.Loans or go to https://BetterLifestyle.Loans/contact
WHO WE ARE
Who is providing this notice?
BETTERLIFESTYLE.LOANS
WHAT WE DO
How does BetterLifestyle.Loans protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. Although our web site is encrypted to protect your electronic relationship with us, our site contains links to other web sites, and we are not responsible for their privacy policies.
How does BetterLifestyle.Loans collect my personal information?
We collect your personal information, for example, when you:
Ask us to submit your loan request to possible lenders.
Why can't I limit all sharing?
Federal law gives you the right to limit only:
sharing for affiliates' everyday business purposes - information about your creditworthiness
affiliates from using your information to market to you
sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
See below for more on your rights under state law.
DEFINITIONS
Affiliates
Companies related by common ownership or control. They can be financial and non-financial companies.
Non-affiliates
Companies not related by common ownership or control. They can be financial and non-financial companies.
Joint Marketing
A formal agreement between non-affiliated financial companies that together market financial products or services to you.
The essence of our business is transmitting your information to, and sharing that information with, nonaffiliate lenders and marketing partners. By using our service, you consent to such sharing and to the receipt of marketing offers. You cannot opt out of such sharing and still use our service. If you do not consent to such sharing, you must discontinue your loan request. Once you have submitted and received a decision on your initial loan request, we may use and share (and permit non-affiliated third parties to use and share) your information to market other credit and non-credit products and services to you, unless prohibited by law or by an agreement between us and your lender. You can choose not to permit use and sharing of your information by not agreeing to our Terms of Use. If you do not agree to our Terms of Use, in general, we cannot serve you. Our Terms of Use explain the circumstances under which we and our "marketing partners" (which are non-affiliates) may, with your prior express written consent, communicate with you by phone and text using automatic telephone dialing systems.
If you are a California, Colorado, Connecticut, Virginia, or Utah state resident, you have important rights under the state's privacy laws, which are described in our Privacy Notice for CA, CO, CT, VA, and UT State Residents. Please read it carefully.
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Important Disclosures: This website does not constitute an offer or solicitation to lend. The operator of this website is NOT A LENDER, does not make loan or credit decisions, does not broker loans and does not guarantee loan approval or the loan amount. The operator of this website is not an agent or representative of any lender. We are a lead generator. See certain disclosures regarding lead generation for important information about us and about lead generation and aggregation. This website's aim is to provide lenders with information about prospective consumer borrowers. We are compensated by lenders and network partners for this service. We do not charge the consumers any fees and there is no fee to submit your information online. This website is operated by BetterLifestyle.Loans. This service and lenders are not available in all states.
Information about loans: Loan amounts vary from $100 up to $50,000 but not all lenders can provide loan amounts up to $50,000. The maximum amount you may borrow from any lender is determined by the lender based on its own policies, which can vary, and on your creditworthiness. Please be aware that short-term loans are not a long-term financial solution. The time to receive loan proceeds varies among lenders, and in some circumstances faxing of loan request form materials and other documents may be required. Submitting your information online does not guarantee that you will be approved for a loan.
Every lender has its own terms and conditions and renewal policy, which may differ from lender to lender. You should review your lender's terms and renewal policy before signing the loan agreement. Late payments of loans may result in additional fees or collection activities, or both. We do not control the amount of fees or charges you may owe for non-payment, late payment, or partial payment. Ask your lender for more information.
By using this website or services, you represent and warrant that you are at least 18 years old, that you are a resident of the United States, and that you are not a resident of any state where the loan you are applying for is illegal.
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